Built for the businesses that run West Africa

From Cotonou, Benin, Kaba exists because the financial tools that matter — MoMo reconciliation, OHADA compliance, AI-powered bookkeeping — didn't exist for small businesses in West Africa. We're building them.

Our mission

West Africa has over 50 million MSMEs. They employ the vast majority of the working population and generate a significant share of regional GDP. Yet most of them keep their books in notebooks, struggle to reconcile mobile money payments, and can't access bank loans because they have no verifiable financial history.

Kaba is built to fix this. Not by adapting tools built for the United States or France, but by building from the ground up for West African realities: mobile money as the dominant payment method, French and local languages, OHADA accounting standards, and low-bandwidth environments.

Our mission: give every West African MSME the financial tools they deserve — starting with clean books, automatic reconciliation, and a financial identity that opens doors.

2,500+
Active businesses
6
Countries
42M XOF
Invoices processed monthly
97%
MoMo match accuracy

Our story

2023
Kaba founded in Cotonou. First beta merchants onboarded from Dantokpa and surrounding trade corridors.
2024 Q1
Launched mobile money reconciliation. Integrated with MTN MoMo and Orange Money.
2024 Q3
500 active businesses. Launched WhatsApp invoice delivery.
2025 Q1
MECeF e-invoicing certification for Bénin. Series A fundraise closed.
2025 Q3
Launched AI assistant and receipt capture. 2,500 active businesses.
2026
OHADA financial statements, Quotes & Estimates, and Loan Readiness Score shipped.

The team

Headquartered in Cotonou, with team members across the region — product, engineering, and deep local expertise.

EI

Engineering & platform

Ledger core, payment integrations, AI pipelines, and reliable infrastructure for the way West African businesses actually transact.

PR

Product & research

Continuous field work with MSMEs—from Cotonou to Dakar—shapes compliance features and low-bandwidth-first experiences.

GR

Growth & partnerships

Banks, telcos, and trade networks help us meet business owners where they already manage money and inventory.

OP

Customer success & operations

Onboarding, training, and support so accounting tools get used daily—not parked after signup.

What we believe

Financial tools should be for everyone

Complex accounting software built for large corporations has no place on the phone of a market vendor in Cotonou. Tools should be simple enough to use without training.

Local context is not optional

Mobile money is not a nice-to-have. OHADA is not an edge case. French-language support is not an afterthought. These are the baseline for any tool that wants to serve West Africa.

Clean data opens doors

A business with 3 years of clean, verifiable financial records can access loans, negotiate better supplier terms, and make better decisions. We build the infrastructure for that.

Backed by

We've raised from investors who understand what building in West Africa actually means.

Savanna Capital
Orange Ventures
Y Combinator Alumni Fund
Flutterwave Angels

Join us on the mission

Use Kaba to grow your business, or join the team to help build it.